When should a model call a tool instead of answering from context?

Instruction: Explain how you decide whether the model should use a tool or answer directly.

Context: Checks whether the candidate can explain the core concept clearly and connect it to real production decisions. Explain how you decide whether the model should use a tool or answer directly.

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I use a tool when the answer depends on current state, private data, or an action in another system. If...

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